How agent money
actually settles.
When an AI agent pays, value has to clear — instantly, in stablecoins, verifiably. This tracks the machine-payment settlement layer: the networks, assets, facilitators, and acceptance rails underneath agentic commerce. It's the agent-native view, not another RWA dashboard.
Compiled from public 2026 reporting (Solana, Keyrock, CoinDesk). Machine copy: /api/index.json.
The settlement path
Five steps turn "an agent wants this" into "the money cleared and both sides have a receipt."
Quote
The service returns machine-readable terms — asset, amount, network, address (e.g. via 402).
Pay
The agent's wallet signs a stablecoin transfer on the specified network.
Verify
A facilitator validates the payment payload/receipt before the service releases anything.
Settle
Value finalizes on-chain (USDC on Base/Solana) in seconds, for a fraction of a cent.
Receipt
Both sides get a verifiable record for reconciliation, audit, and dispute.
Reconcile
Usage-based billing engines roll micro-settlements into invoices and reports.
Settlement components
The pieces that clear a machine payment — tracked for coverage, not price. Curated.
| Component | Role | Examples | Stage |
|---|---|---|---|
| Networks | Where value finalizes | Base, Solana, Ethereum L2s | Live |
| Settlement assets | What clears | USDC (dominant), PYUSD, EURC | Live |
| Facilitators | Verify payment before release | x402 facilitators, Coinbase | Live |
| Acceptance | Merchant/service side | Fireblocks acceptance, Crossmint | Live |
| Card bridges | Route agents onto card rails | Mastercard Agent Pay, Visa IC | Rolling out |
| Billing / metering | Roll micro-settlements into invoices | Nevermined, usage engines | Live |
Coverage view of public infrastructure, not endorsements. Full dataset: JSON.
See the whole map
Machine Payments Monitor is one spoke of the Agentic Finance Index.